If you have an antenna designed for 145 Mhz, you should not see a 4:1 match, even if it was out of band. Using an antenna cut for MURS (153.210) on 145.00 shows a high SWR, but no where near 4:1. You have other issues.
If you have a dummy load, check the radio into that first. If you have an analyzer, check the antenna, jiggle the coax, especially near the ends! See if the analyzer jumps around.