.the swr on the feedline has nothing to do with the fact that @ 102" your antenna is operating in the 10 meter amateur band. you've allowed your education by antenna manufacturers to interfere with your learning.
feedline swr indicates whether or not the antenna is matched to the feedline. it never has been, isn't now and never will be an indication that the antenna is operating at any particular frequency.
246 ÷ (102") 8.5' = 28.941 mhz., 246 ÷ (108.588") 9.049' = 27.185 mhz..
Wha ??? always thought it was like this. 1/4 wave is 234, 1/2 is 468
234 / 27.550(mhz) = 8.49 (feet) - X 12 (inches) = 101.9 inches > and there is your 102" whip. Done this way ..... the 102 comes in at around 27.550mhz.
At any rate, many times the 102 comes in with an elevated SWR & resonance on the CB channels and has to be lengthened some. Other times it's not necessary as the 1/4 Wave design tends also to be very broad-banded in performance and wherever the whip achieves Center Frequency on a particular installation it is wide enough to cover a big chunk of 10/11 meters. 1/4 Wave Verticals often achieve a 1:1 SWR over a whopping 2mhz of bandwidth.