Oh for sure the chances of needing one are extremely small however the benefits could be extremely helpful even in a simple case of insurance fraud. I paid some big $$$ for the truck and my oldest son just turnef 16 so the benefits of Big Brothers (Dad) watching are priceless if and when he ever gets the keys. The insurance premium will be sky high just starting out and a watchful eye may keep things in order as well as be a saviour if he was ever in an accident that was not his fault but was made to look like it was because of his age. I have more research to do.