Gee, I dunno 'bout that... once a loading coils is placed ABOVE about 1/2 way up a mobile antenna, the efficiency does decrease.
relocating the loading coil to the approximate center of the antenna, the current node will rise.. This fact doubles the radiation resistance. to this point, the efficiency has increased, however,..., but there is a bit
more coil (Q) losses as center loading approximately doubles the required reactance for resonance.
locating the coil higher up (higher than center),will increase Q losses that will
more than offset the increase in radiation resistance.
The resonant loading reactance varies inversely with the antenna length. the Efficiency varies slowly with load point and
peaks at roughly 0.4 of the whip length.
https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=37&cad=rja&uact=8&ved=0ahUKEwiZmMKqj6PNAhUiGFIKHd7NAOw4HhAWCDwwBg&url=http://ieeexplore.ieee.org/iel5/25/34022/01622246.pdf?arnumber=1622246&usg=AFQjCNHVyBWhL0SIqgNY92ED-14y_y664g