Thank you Captain Kilowatt. The replies with home owners insurance too late. Insurance companies have a tendency of dodging claims like that and call it an act of God. So if your gear is fried and your house may or may not be burnt. The main purpose of the thread was prevention not recovery after getting smoked. As soon as I get the information on the gas discharge surge suppressors that's what I'm hanging on my coax at the feed point. Thanks to you 222DBFL for the answer I was needing!