Bandit1,
If you are going for a mobile antenna, then get a 3/8" fiberglass flag pole like the ones used for bikes etc., and some epoxy,
use solid copper wire, not stranded, and use a gauge of 18 or bigger, but you don't need anything bigger than about 14 gauge unless you are running serious power.
epoxy the wire on to the fiberglass rod. cut the rod to 108" BUT! leave a few inches of wire hanging free at each end of the fiberglass pole.
now get yourself some 3/8x24 (fine thread) threaded rod, and a barrel nut for it, preferably 2" long or so, and a regular nut for it.
now cut the threaded rod so that it will seat about halfway in the barrel nut, and stick out about 1/2" or so, being sure to leave enough room for the regular nut so you can tighten it against the barrel nut. this will hold the threaded rod in place.
be sure to de-burr the ends of the rod so that nuts will go over them.
now peel back just enough wire off of the fiberglass rod in order for it to fit down in the barrel nut, coat the end of the rod in epoxy (i might use JB weld here for added strength), and shove the fiberglass rod into the barrel nut.
let the epoxy cure while you are making sure the rod is sticking straight out of the barrel nut.
once cured, using a high wattage soldering gun, solder the copper wire to the side of the barrel nut.
now just make sure that whatever mount you are using has a secure connection to the body of the vehicle and you are all set to check your SWR.
it will probably be low in frequency because of the extra wire sticking out the top, so if your SWR is higher than 2 on channel 20, cut an inch off.
keep checking until you can get a 1.5 SWR on channel 20. don't cut off any more wire than about 2" more than the extra on top. if your SWR is still too high after cutting off all of the extra wire, then you have another problem in your installation.
remember that a 1/4 wave antenna (102" whip) has an impedance of 36 ohms, so a 1.5 SWR is what you are looking for.
there is no point in trying to get lower, and if you do, it's because you have losses in the system.
get it down to 1.5 and call it good.
there are plenty of tutorials online for a 1/4 wave HF groundplane antenna for home use.
LC