Opted to order a 48v-12v converter for the headlight, proper scooter horn, and a set of 12v LED tail/marker lights. I also ordered a motorcycle style switch as well for these.
Eww, I would not, you can do better with calculating and using drawing resistor current than to use the linear dropping converter - it will be drawing power all the time, sucking your battery dry until it got to 12 volts.
LED lamps are lightweight - just a larger value resistor Wattage? Usually 1 watt rating is sufficient especially about 100 ohms or more -
The Horn? A relay or lamp (light bulb like a 921 or 194) in series to draw down current thru it then to the horn to keep it's own coil buzzer system seeing less voltage, and current - using the 48V system.
The objective - as I see it, is to keep the 48 volts for your bike, don't worry so much about the accessories - they should do ok with limited life-cycle duty times of 10 - 25% - but LED? Heck, a simple resistor with a good wattage rating will drop the voltage and current to a safer level and you don't have to fiddle with the linear aspects of the 12V converter.
Unless of course you're thinking of using some BRF300AN from @kopcicle for that extra boost for your radio...(ahemn...)
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