Heck, if you're going to use a 102" and keep it simple...here's what I actually use here in the Keys when I go out to some nearby islands and want to communicate with the house or shoot skip.
3 pieces: (1) a 102" section of 3/4" aluminum stock, (2) a mobile antenna bracket (see BJ radionut's diagram above) and (3) a 102" stainless steel whip. It is just a 1/4 wave dipole. My SWRs are around 1.59 at channel 1, 1.55 through the middle of the CB band and about 1.62 at channel 40.
It is easy to set up quickly and delivers very respectable performance. Using a barefoot, completely untweaked Cherokee AH100 SSB walkie talkie, 20 miles local can be had on AM pretty consistently. When conditions are rolling, the skip with this set up is non-stop.