CK, the t-connector procedure is probably done at times. Doing even less to install a co-phase setup is probably done more often though.
I ask why you would think it is best to remove a part of a system, from the system, in the process of tuning that system like you suggest?
The "co" part of the word co-phase means "with," so why try to tune the system "without" all the parts? Sounds like to me you are suggesting to tune a 2 part system by eliminating one part. Don't you think each antenna is affected by the presence of the other in a co-phase setup? Isn't this modest phasing effect exactly the point you are trying to accomplish---in order to see a little gain, and directionality?
Do you think you can tune your antenna to equal the same match as a good dummy load using a co-phase harness when you can't be sure that the harness is actually transforming as you would expect without tuning the harness? The harness is what needs to be correct, the antennas you use should already be similar and pre-tuned in place---tuned individually with a small jumper as close to the feed point as possible while both antennas or in their installed locations. You want each antenna's tune to reflect the affects of the other antenna.
The really big variables with co-phase setups are getting two antennas that can show a similar load under similar conditions and in this case this means with each other in the setup location, getting them just close enough together or farther enough apart so as they are not destructive to the other antenna's pattern, and most importantly that the harness is transforming the combination of the loads to as good of a match as possible measured at the TX end of the harness.
If you do the T-connector and dummy load idea you will see exactly how important the length of the test jumper is to frequency, and this is exactly what is important with a co-phase harness too, if the setup is to work even close to right.
Don't take this wrong, plenty of these systems work otherwise, but the question is how good---if they are not tuned correctly?