i'm looking for help or guidance to understand better how to figure out the actual input frequency. example
on digital radio 27.3850 but on crystal radio ft-101e it's 27.3830
on 40 meters digital 7.27200 on ft-101e 7.2686 give and take a digit
What you really are asking for is the frequency shown on an external "Display" (while on SSB) of the FT-101E radio being different than as (you call it) a Digital Radio (a radio with a built-in Display).
Every AM radio has two sidebands while transmitting, one on either side of the AM carrier (USB and LSB), but the SSB radio actually can use them.
You have to understand that the frequency shown by the radio is just a "Display", even the "Digital" radio is a Display.
The only time you call it a "Frequency Counter" is when you are using it to make adjustments in the radio, or externally sampling the RF going to the antenna, and the Display has to read the same as the frequency counter while transmitting on AM.
The actual frequency that the Display uses comes from the VCO, (or VFO) which then has an "offset number" added to it in code for the Display to read the output frequency. (There is another way by mixing different internal frequencies of the radio and code to display it.)
Since the Display is programmable by the code that runs it, why not make it easier for the operator to read the AM frequency? This way if your radio is calibrated properly you can hear others that are not on frequency.
If the CB radio has a built-in Display, when adjusting the synthesizer circuit the VCO frequency and Oscillator frequency adjustments have to be made with a frequency counter. AM, LSB, and USB settings are different for the radio, but the "Display" will show the AM frequency due to the design of the code.
There are external displays sold that can be added to CB radios (and also for specific older ham radios), some had wires that connected to the USB and LSB circuit so that the radio Displayed the AM frequency, others did not, and some just had a plug to plug into the back of the radio.
You already saw it yourself on the FT-101E. In reality, all SSB radios have an offset actual frequency that the radio is on, but the "Display" disguises it to read the AM frequency.
I hope this clears things up, and why the synthesizer adjustment is critical to all radios. A locked clarifier radio on SSB ....... will hear it all day "Get on Frequency!"
73