I dont think a 1/4 whip is often the best option for a CB antenna. Mounting it below metal, like on a bumper screws up radiation and swr. When driving 70 mpg and the top of it is leaning horizontal or bent like a u, i think thats a problem as well.
In theory a "102" whip would be better, and if you could mount it center of the roof, and find a whip stiff enough not to flop so much in the wind it would be better..but who the hell wants to put a hole in their roof besides me.
I would take a good base or center loaded whip on the roof over a "102" on the side or bumper.
I run a "102" on my truck, with 4 or 5 inch spring, mounted just forward of the tailgate, on the side of the bed. It just worked, had better luck with a K40 mag mount. SWR was not too bad for the lack of counterpose, about 1.3:1 on commercial grade meter. 1.3:1 at about 26.5mhz, more like 1.5:1 at 27.2, i just never got around to cutting it down as i dont really drive the truck anymore.
They need the spring on CB, and then cut down to work right.
Towerdog, I never had such bad issues using a 102" whip, but there is no question it is not always the best. Even thought theory might suggest a small advantage over many other shorter mobile CB antennas, we repeatedly hear stories about how bad the whip works.
I never used a spring, but plenty of guys did, and they seemed to work fine also. When the sideband radios came out I went that way and we mostly talked a little higher in frequency, but my whip antenna always seemed to be so broadbanded...that it was hard to tell any difference plus we didn't have all the frequencies available we have today.
I heard lots of CB talk back in those days kind of like your claims, but I was never convinced of all the issues banded about.
I mostly ran a whip mounted on an all metal rear bumper of my pickup trucks over the years. Maybe I was just didn't realize I was missing out. IMO, those bumpers were real bumpers, not the pretty stuff like used today. When I tried a couple of mag mounts on the roof or the hood, I though I had good results as well. I think back in the days 60's - 80' the trucks seemed to be put together better with welded seams, not using a lot of non-conductive adhesives like is probably done today.
I gave up mobile operations in the early 90's and never looked back and I never fell for any of those high dollar big coil jobbers either. I'm too old now to work with my antennas, but I can still use my 102" whips to build my Marconi...like noted in my profile image above. Of course the whips are not shown, but I'll leave that to your imagination. That antenna works as good as any of the other bigger antennas I have to talk on, and I have several.